Branches & ATMs
(16.32% including equity
raised on April 06, 2021)
Capital Adequacy Ratio
Profit after Tax
Retail Assets as a % of Funded Assets
Net Interest Margin
(` 20,808 crore including equity
raised on April 06, 2021)
Average Liquidity Coverage Ratio for the quarter ended March 31, 2021
Above are all standalone figures as on/for the year ended March 31, 2021
* Excluding the inorganically acquired portfolio, where the underlying assets are retail loans, the Retail contribution to the overall Funded Assets is 63% as of March 31, 2021.
# The CASA ratio was 31.87% on March 31, 2020.
We have defined our vision as “To build a world class bank in India, guided by ethics and customer-first values, powered by technology, and be a force for social good.” We find this line highly inspiring..
V Vaidyanathan Managing Director and CEOKnow More
Responsiveness and Trust in the Bank and its operations were strengthened by establishing a robust delivery model across all areas of operations, technology and customer service in an uninterrupted manner.
Madhivanan Balakrishnan Chief Operating OfficerKnow More
The reduction of savings account interest rates has made the Bank extremely competitive in terms of cost of funds. This has also enabled the bank to access certain additional and new segments of credit markets.
Sudhanshu Jain Chief Financial Officer & Head Corporate CentreKnow More
Post the merger, our Bank has made significant progress across all parameters of business.
Our investors have always supported us and appreciated our level of corporate governance and disclosures.
Saptarshi Bapari Head-Investor RelationsKnow More
Ethics form the core of our Bank’s culture.
We strive to abide by the highest ethical standards in all our dealings with our customers, communities, employees and stakeholders. This simply means that we are committed to doing what is right for them, even if it were contrary to conventional industry practices. For instance, we make a conscious effort to make every relevant information available to our customers so as to enable them to make informed financial choices.Know More
The Bank offers monthly interest credit on savings account balances as against the industry practice of quarterly interest credit.
Highest degree of transparency is maintained in all interactions with customers, investors and stakeholders.
The Bank has honoured all its commitments made to around 3,500 new hires even at the height of the pandemic.
Technology is changing banking at its roots. The mobile is now the go-to mode for contactless and instant banking. At IDFC FIRST Bank, we are deploying sophisticated technologies that enable us to be flexible and highly responsive to changing customer preferences.Know More
We are passionate about serving our customers. Our wide range of
products are customised to their needs.
Through the year, our Bank organised multiple sessions to drive engagement among employees in an effort to upgrade their knowledge and skills, and to keep the business momentum going.
Rewards & Recognition programme in which state teams across the country come together on a digital platform on the same day to appreciate and recognize Top Performers in the business.
A social media message to our MD & CEO Mr. V Vaidyanathan triggered the thought of launching the Bank’s 500th branch at Dimapur, Nagaland.
Shikha Hora, Business Head – Consumer Lending (highlighted above) chaired a Samvaad session – a Leadership Connect Programme which provides a platform for frontend employees to interact directly with leadership
COVID-19 Vaccination Drives conducted across locations for our employees and their families
Rahul Chari (Guest Speaker) pictured with Surajit Deb (Head- Technology Management Group and Chief Enterprise Architect) addressing employees during ‘Tech Hour’